credit cards

i have a few that i got when i was still working with a bank. we usually just get credit cards at that time even if we didn't apply for it. friends say i was lucky since they still had to complete forms and provide for financial documents before they actually got a credit card but i say not really so lucky.

i cancelled and paid off some of my cards already and i just have two now that i don't really use anymore. i decided to keep them for emergency purposes but since i have to pay for the annual fees i am thinking of just keeping one. i decided on keeping my citi card. why? bec their company offers Best Cash Back Credit Cards. at least if i do decide on using it, i still get a certain percentage back because of the cash back credit. it is very important for me to choose a company that offers me a better deal since their are a lot of credit card companies. comparing the companies with always land you a good deal.

credit card

i first had a credit card when i started working. it was tough. credit cards spelled temptation. especially during the first month that i had my first credit card, i went shopping. shopping for things i later realized i didn't even need. after getting my first bill though, i so wanted to cut my credit card in half. i later on learned to control myself and use my credit card wisely.
banks are now offering Credit Cards For College Students. my aunt who is at LA actually got one for my cousin who is studying in san francisco. since my cousin is leaving alone and is far from the family, my aunt got him the credit card for emergency purposes. you'll never know when you'll need one.