i have a few that i got when i was still working with a bank. we usually just get credit cards at that time even if we didn't apply for it. friends say i was lucky since they still had to complete forms and provide for financial documents before they actually got a credit card but i say not really so lucky.
i cancelled and paid off some of my cards already and i just have two now that i don't really use anymore. i decided to keep them for emergency purposes but since i have to pay for the annual fees i am thinking of just keeping one. i decided on keeping my citi card. why? bec their company offers Best Cash Back Credit Cards. at least if i do decide on using it, i still get a certain percentage back because of the cash back credit. it is very important for me to choose a company that offers me a better deal since their are a lot of credit card companies. comparing the companies with always land you a good deal.
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