checking account

i have had a checking account for some time now. i use it to pay my bills. from the phone bill, internet bill, cable and insurance. it's safer than having to pay in cash because even if i ask the messenger or the maid to pay for the bills, i don't need to worry that they get tempted of getting the money or that they get robbed. what's more convenient with the checking account is that it comes with a debit card so if i need cash i can withdraw from the ATM at anytime or i could use the debit card for online shopping. i love banking convenience.